Send money home.
In minutes.
Two rails, one transfer: fund by card — powered by Stripe wherever it's supported — and your family receives it on their MTN Mobile Money wallet in Ghana, typically within minutes. Real-time FX rates, locked quotes, and transparent fees — no surprises.
Three steps. Real money, in minutes.
Enter Amount.
Choose how much to send in CAD or USD. See the real-time exchange rate instantly.
Review Fees & Rate.
Transparent pricing. No hidden charges. Review the exact fee and exchange rate before you confirm.
Send Fast.
Your recipient receives funds directly to their MTN MoMo wallet in Ghana, typically within minutes. Or they cash out at any Danipa agent.
A clean, intuitive experience from start to finish.
Step 1 — Choose where you're sending
Swipe to explore
No hidden fees. What you see is what you pay.
Send money from the diaspora to Ghana. Every fee, every exchange rate — shown upfront before you hit send. No surprises. Ever.
Example transfer.
More than just remittance.
The Danipa app is a full banking-grade surface — once you're set up, sending money home is just one of the things you can do.
Multi-currency Wallet
Hold GHS, CAD, and USD balances in separate accounts. Convert at real-time rates.
Savings
Open savings plans funded from your wallet — set a target, automate contributions, watch it grow.
Micro-Loans
Apply for microloans against your transaction history. Underwriting uses your on-platform activity.
Bill Payments
Save billers and schedule recurring bill payments from your wallet — utility and airtime fulfilment rolls out with production.
Enterprise-discipline security at every step.
Your money and your data are protected by the same controls the platform runs across every other vertical.
Zero-Trust mTLS
TLS 1.3 everywhere with Vault PKI; mTLS across every infrastructure listener.
Multi-Factor Auth
Passkey (WebAuthn), SMS OTP, and TOTP — all wired in sandbox today.
PCI DSS
Card data is processed by Stripe (PCI DSS Level 1) — card details never touch Danipa servers. PII masked, ArchUnit-guarded structured logs.
KYC/AML Verified
Tiered KYC with Ghana Card document capture and AML controls built in — NIA government verification lands with production.
Ready to send money home?
Join the African diaspora in Canada and the US who trust Danipa for fast, affordable remittances to Ghana.