Send money home.
Instantly.
Your family receives funds to their MTN MoMo wallet in Ghana in seconds. Real-time FX rates, locked quotes, and transparent fees — no surprises. Cash out to your bank or card in seconds with Stripe Connect. Expanding to Cote d'Ivoire and Senegal.
Three steps. Real money, in seconds.
Enter Amount.
Choose how much to send in CAD or USD. See the real-time exchange rate instantly.
Review Fees & Rate.
Transparent pricing. No hidden charges. Review the exact fee and exchange rate before you confirm.
Send Instantly.
Your recipient receives funds directly to their MTN MoMo wallet in Ghana in seconds. Or they cash out at any Danipa agent.
A clean, intuitive experience from start to finish.
Step 1 — Choose where you're sending
Swipe to explore
No hidden fees. What you see is what you pay.
Send money from the diaspora to Ghana. Cote d'Ivoire and Senegal coming soon. Every fee, every exchange rate — shown upfront before you hit send. No surprises. Ever.
Example transfer.
More than just remittance.
The Danipa Wallet is a full diaspora-banking surface — once you're set up, sending money home is just one of the things you can do.
Multi-currency Wallet
Hold GHS, CAD, and USD balances in separate accounts. Convert at real-time rates.
Savings
Open savings plans funded from your wallet — set a target, automate contributions, watch it grow.
Micro-Loans
Apply for microloans against your transaction history. Underwriting uses your on-platform activity.
Bill Payments
Pay Ghana utilities, school fees, and recurring bills directly from your wallet.
Enterprise-discipline security at every step.
Your money and your data are protected by the same controls the platform runs across every other vertical.
Zero-Trust mTLS
TLS 1.3 everywhere with Vault PKI; mTLS across every infrastructure listener.
Multi-Factor Auth
Passkey (WebAuthn), SMS OTP, and TOTP — all wired in sandbox today.
PCI DSS
Card processing via Stripe; PII masked, ArchUnit-guarded structured logs.
KYC/AML Verified
Tiered verification with Ghana Card; full anti-money laundering compliance.
Ready to send money home?
Join the African diaspora in Canada and the US who trust Danipa for fast, affordable remittances to Ghana.