Danipa Fintech Platform
Pan-African payments, remittance, digital wallets, and agent banking — live in Ghana with MTN MoMo, PayPal, and Stripe. Built for the diaspora. Designed for Africa.
Everything you need to move money across Africa
From diaspora remittance to agent banking — one platform for the full spectrum of digital financial services, starting in Ghana.
Cross-Border Remittance
Send money from Canada, the US, and the UK to mobile wallets in Ghana via MTN MoMo. Expanding to Cote d'Ivoire and Senegal.
Multi-Currency Wallet
Hold GHS, CAD, USD, GBP, and EUR balances. Switch currencies on the home screen with persisted preferences and real-time balance updates.
Multi-Country Platform
Live in Ghana. Country-specific KYC, transaction limits, regulatory compliance, and provider routing — expanding to Cote d'Ivoire and Senegal.
Agent Banking
Agent network for cash-in/cash-out, customer registration, and KYC. Float management, commission tracking, and mobile agent dashboard.
USSD Channel
Financial access for feature phone users via USSD. Send money, check balance, savings, and loans — no smartphone or data required. Coming soon.
Multi-Provider Gateway
Unified gateway integrating MTN MoMo, PayPal, and Stripe. Card payments, Apple Pay, and Interac e-Transfer for Canadian users.
Multi-Language (i18n)
Full English and French support across mobile app, web dashboard, and merchant portal. RTL-ready.
Savings, Loans & Credit
Micro-savings vaults with interest, loan products with flexible repayment, and transaction-based credit scoring for the unbanked.
Offline-First Mobile
Android-optimized with offline caching and transaction queuing. Syncs automatically when connectivity is restored.
How It Works
Three simple steps. Money arrives in seconds.
Send
Enter the amount and recipient phone number. Choose your funding source — card, PayPal, or MoMo.
Convert
Real-time FX rates with no hidden markups. Smart routing selects the best provider and corridor automatically.
Receive
Instant delivery to MTN MoMo wallets in Ghana. Or cash out at any Danipa agent point — no smartphone needed.
Pan-African Coverage
Country-specific KYC, providers, currencies, and regulatory compliance — live in Ghana, expanding across West and East Africa.
Ghana
LiveCote d'Ivoire
Coming SoonSenegal
Coming SoonNigeria
Coming SoonKenya
Coming SoonThe Danipa App
Built for speed, simplicity, and trust. Available on Web, iOS, and Android.
Multi-currency dashboard with real-time balances
Swipe to explore
Banking-Grade Security
Your money and data are protected by the same infrastructure used by Canada's largest financial institutions.
Vault-secured secrets with AppRole authentication and auto-rotation
256-bit TLS encryption on all data in transit and at rest
PCI DSS Level 1 compliant payment processing
Full KYC/AML compliance with tiered identity verification
Ready to move money across Africa?
Send money via the app, visit a Danipa agent, or build on our payment APIs to reach millions across the continent.