Saved Recipients

Manage your frequently used recipients for faster and easier money transfers.

Overview

Danipa automatically saves the details of people you send money to, making repeat transfers quick and easy. You can also manually add, edit, and organize your recipients.

How Recipients Are Saved

The first time you send money to someone, their details are automatically saved:

• Name — as you entered it during the transfer
• Phone number — with country code
• Mobile money provider — if applicable (e.g., MTN MoMo)
• Country — their receiving country
• Last transfer date — when you last sent them money

No action needed — it happens automatically after a successful transfer.

Viewing Your Recipients

1. From the home screen, tap Send Money
2. Your Recent Recipients appear at the top
3. For the full list, tap All Recipients

Recipients are sorted by most recent transfer by default. You can also sort by:

• Name (A–Z)
• Most frequently used
• Country

Sending to a Saved Recipient

1. Tap Send Money
2. Select the recipient from your list
3. Their details are pre-filled — just enter the amount
4. Confirm and authorize

This skips the steps of entering their phone number, provider, and country — making repeat transfers take just seconds.

Adding a Recipient Manually

You can add someone before sending them money:

1. Go to Send Money → All Recipients
2. Tap Add Recipient
3. Fill in their details:
   • Full name — as it appears on their ID
   • Phone number — with country code
   • Country
   • Mobile money provider (if applicable)
   • Nickname (optional) — a label for easy identification (e.g., "Mom", "Landlord")
4. Tap Save

Editing a Recipient

If a recipient changes their phone number or provider:

1. Go to Send Money → All Recipients
2. Tap on the recipient
3. Tap Edit
4. Update the relevant fields
5. Tap Save

Note: Editing a recipient does not affect past transactions. Only future transfers will use the updated details.

Deleting a Recipient

1. Go to Send Money → All Recipients
2. Tap on the recipient
3. Tap Delete
4. Confirm the deletion

Deleted recipients can be re-added manually or will be saved again automatically if you send them money.

Recipient Groups

Organize recipients into groups for easier management — useful if you regularly send to multiple people (e.g., family, employees, suppliers).

Creating a Group

1. Go to Send Money → All Recipients → Groups
2. Tap Create Group
3. Enter a group name (e.g., "Family in Accra", "Staff Payroll")
4. Select recipients to add to the group
5. Tap Save

Sending to a Group

Currently, group transfers send individual transactions to each member:

1. Go to Send Money → Groups
2. Select the group
3. Enter the amount per person or total amount (split equally)
4. Review the summary showing each recipient and their amount
5. Confirm and authorize

Coming soon: Bulk transfer discounts for group sends of 5+ recipients.

Favorite Recipients

Mark your most frequent recipients as favorites for instant access:

1. Go to All Recipients
2. Tap the star icon next to a recipient's name
3. Favorites appear at the top of your recipient list and on the home screen

Recipient Verification

For your protection, Danipa verifies recipient details:

If there's a name mismatch between what you entered and the registered mobile money name, you'll see a warning. You can choose to proceed or correct the name.

Privacy & Security

• Recipient details are stored encrypted on Danipa's servers
• Only you can see your saved recipients
• Recipients are not notified when you save their details
• Deleting a recipient removes their data from your account (transaction history is retained for regulatory compliance)

Tips

• Add nicknames to recipients with similar names so you can quickly tell them apart
• Use groups for regular batch payments like rent collection or staff salaries
• Review your list periodically — remove recipients you no longer send to
• Double-check numbers before the first transfer to a new recipient — the saved details will be used for all future transfers